Creating a savings habit
Many people have the desire to save money. However you may find yourself struggling to reach your savings goal if you don’t implement good
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Goal setting is the process of setting objectives and aiming to complete them, however just the act of writing down goals doesn’t necessarily mean making them happen. Setting goals can make you more confident, help you get stronger and even prepare you for challenges that life may throw at you.
Goals can range from professional, personal or even health goals, and can be stepping stones to a happier and more fulfilled life, however the way we set and plan for them can make a difference in achieving them.
A SMART tool is a well-established tool to help you set goals and achieve them. The SMART acronym stands for:1
S – Specific – It is the what, why, who, where and which. Defining why the goal is important to you and why you would like to achieve it, is essential for success. Other factors such as help from others or resources needed is important when trying to make our goal a reality.
M – Measurable – This is how we measure our progress and success. This will keep you motivated and with your eyes set on achieving the goal, with small or big successes on the way.
A – Achievable – Your goal needs to be attainable and realistic. It should motivate you as you draw closer to success. If you need to acquire new skills or habits it is here where you ask yourself about the steps necessary to move forward.
R – Relevant – Is the goal relevant to your ability, skills, time and resources? Ask yourself if this goal is worth your time and effort, and if it is, do you have the necessary skills to achieve it?
T – Time – Every goal needs a deadline, otherwise it isn’t a goal but a wish. Give your goal well defined small steps with clear timelines, this makes the goal seem more attainable.
There are many other ways to make goals a reality; telling someone about our goals helps increase the chance of sticking to them. Breaking down the goal into small attainable pieces will also increase our chances of success and don’t forget to celebrate small victories, as that can help us stay motivated.
Blog post written by Complete Corporate Wellness. Visit their website: https://www.completecorporatewellness.com.au/
References
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