Private health cover for everyone connected to Defence
A not-for-profit health fund run for serving and ex-serving ADF members, their families and those working for companies that supply our Defence forces.
Join Today and enjoy an Extras package with no 2 and 6 month waiting periods!*
Join with Hospital and Extras cover before 13 February 2024 and enjoy immediate access to Extras with no 2 & 6 month waiting periods*
Use promo code SKIP2AND6
*This promotion is only available to new members joining Navy Health.
For full terms and conditions, click here.
Private health cover for everyone connected to Defence
A not-for-profit health fund run for serving and ex-serving ADF members, their families and those working for companies that supply our Defence forces.
Join Today and enjoy an Extras package with no 2 and 6 month waiting periods!*
Join with Hospital and Extras cover before 13 February 2024 and enjoy immediate access to Extras with no 2 & 6 month waiting periods*
Use promo code SKIP2AND6
*10% eligible Defence and DVA discount may be activated after 6 weeks free applied, 6 months from start date of policy
*This promotion is only available to new members joining Navy Health
For full terms and conditions, click here.
Confirm your eligibility to join Navy Health
You may be surprised to learn that you may be able to join a health insurance fund called Navy Health.
We provide great value private health insurance cover to serving or ex-serving Australian Defence Force (ADF) members, their families, and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies goods or services to the ADF.
In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.
Army, Navy or Air force
I am serving or ex-serving ADF, including Reservists and Cadets.
Defence employees
I am a past or present civilian employee or public servant of Defence.
Defence contractors
I am a past or present employee of a company who has contracts with Defence.
Defence families
I am the partner, parent, sibling, child, or grandchild of someone eligible to join.
Confirm your eligibility to join Navy Health
You may be surprised to learn that you may be able to join a health insurance fund called Navy Health.
We provide great value private health insurance cover to serving or ex-serving Australian Defence Force (ADF) members, their families, and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies goods or services to the ADF.
In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.
Army, Navy or
Air force
I am serving or ex-serving ADF, including Reservists and Cadets.
Defence
employees
I am a past or present civilian employee or public servant of Defence.
Defence
contractors
I am a past or present employee of a company who has contracts with Defence.
Defence
families
I am the partner, parent, sibling, child, or grandchild of someone eligible to join.
Private health cover for everyone connected to Defence
A not-for-profit health fund run for serving and ex-serving ADF members, their families and those working for companies that supply our Defence forces.
Join Today and enjoy an Extras package with no 2 and 6 month waiting periods!*
Join with Hospital and Extras cover before 13 February 2024 and enjoy immediate access to Extras with no 2 & 6 month waiting periods*
Use promo code SKIP2AND6
* This promotion is only available to new members joining Navy Health.
For full terms and conditions, click here.
Confirm your eligibility to join Navy Health
You may be surprised to learn that you may be able to join a health insurance fund called Navy Health.
We provide great value private health insurance cover to serving or ex-serving Australian Defence Force (ADF) members, their families, and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies goods or services to the ADF.
In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.
Army, Navy or
Air force
I am serving or ex-serving ADF, including Reservists and Cadets.
Defence
employees
I am a past or present civilian employee or public servant of Defence.
Defence
contractors
I am a past or present employee of a company who has contracts with Defence.
Defence Families
I am the partner, parent, sibling, child or grandchild of someone who is eligible to join.
Why join Navy Health?
At Navy Health, we take pride in protecting those who protect us, their families and everyone who plays a part in making that happen.
Our real strength comes from our size. It’s easy to get lost as a member of a health fund that looks after hundreds of thousands of people. Because we’re smaller, we’re more nimble and more personalised. We can pay closer attention to our members in the way they want.
Whether that’s looking after their private health insurance with minimal involvement or caring for a member’s changing situation throughout their life, our local team of experts take the stress out of dealing with health insurance.
We are a not-for-profit health insurance fund, so our profits don’t end up with shareholders. Rather, we use them to benefit our members by minimising premium increases and offering great value products and services.
Why join Navy Health?
At Navy Health, we take pride in protecting those who protect us, their families and everyone who plays a part in making that happen.
Our real strength comes from our size. It’s easy to get lost as a member of a health fund that looks after hundreds of thousands of people. Because we’re smaller, we’re more nimble and more personalised. We can pay closer attention to our members in the way they want.
Whether that’s looking after their private health insurance with minimal involvement or caring for a member’s changing situation throughout their life, our local team of experts take the stress out of dealing with health insurance.
We are a not-for-profit health insurance fund, so our profits don’t end up with shareholders. Rather, we use them to benefit our members by minimising premium increases and offering great value products and services.
Benefits
Benefits
Members
before profits
As a not-for-profit health insurance fund, we put members before profits, and return more back in benefits.
Customer satisfaction
How happy are you with your health fund? Our members rate their satisfaction at 93%*.
Highly
trusted
Navy Health members have rated their trust with us at 86%^.
Mobile
app
Claim in seconds with our mobile App. Available on iPhone and Android.
* Based on Navy Health’s CSAT surveys conducted from 1 July 2022 to 30 June 2023.
^ Based on Navy Health’s Trust Survey conducted in 2022.
Members
before profits
As a not-for-profit health insurance fund, we put members before profits, and return more back in benefits.
Customer
satisfaction
How happy are you with your health fund? Our members rate their satisfaction at 93%*.
Highly
trusted
Navy Health members have rated their trust with us at 86%^.
Mobile
app
Claim in seconds with our mobile App. Available on iPhone and Android.
* Based on Navy Health’s CSAT surveys conducted from 1 July 2022 to 30 June 2023.
^ Based on Navy Health’s Trust Survey conducted in 2022.
Navy Health named as one of Australia’s top ten cheapest funds!
News Corp recent investigation has compared the price of every Australian health fund policy in the country and found that Navy Health was consistently in the top ten cheapest for Gold policies. Part of the reason is we don’t have to generate profits for shareholders or overseas investors, so we can give back more in benefits.
At Navy Health, profits are used to benefit members by minimising premium increases and offering great value products and services. Click the button below to learn more.
Navy Health named as one of Australia’s top ten cheapest funds!
News Corp recent investigation has compared the price of every Australian health fund policy in the country and found that Navy Health was consistently in the top ten cheapest for Gold policies. Part of the reason is we don’t have to generate profits for shareholders or overseas investors, so we can give back more in benefits.
At Navy Health, profits are used to benefit members by minimising premium increases and offering great value products and services. Click the button below to learn more.
Do you need Hospital cover or Extras cover?
* Based on Navy Health’s CSAT surveys conducted from 1 July 2022 to 30 June 2023.
^ Based on Navy Health’s Trust Survey conducted in 2022.
Do you need Hospital cover or Extras cover?
Private Health Insurance comes in two forms: Hospital Cover, for when you need to be admitted into hospital, and Extras Cover, for your everyday health care services to maintain your health and wellbeing such as dental, optical, chiropractic and physiotherapy.
Navy Health’s Hospital cover allows you to receive treatment as a private patient in a private hospital, avoiding lengthy public health system wait lists, and the option to choose your own specialist. You can choose from three levels of cover: Gold, Silver+ and Bronze+.
Extras cover allows you to claim back some of the costs of health care services and treatments such as Dental and Optical, that are not covered by Medicare, reducing your out-of-pocket expenses. View and compare our three levels of cover.
Extras cover allows you to claim back some of the costs of health care services and treatments, such as Dental and Optical, that are not covered by Medicare, reducing your out-of-pocket expenses. View and compare our three levels of cover.
Our Products
Extras cover allows you to claim back some of the costs of health care services and treatments, such as Dental and Optical, that are not covered by Medicare, reducing your out-of-pocket expenses. View and compare our three levels of cover.
Navy Health’s Hospital cover allows you to receive treatment as a private patient in a private hospital, avoiding lengthy public health system wait lists, and the option to choose your own specialist. You can choose from three levels of cover: Gold, Silver+ and Bronze+.
What our members say
Our members are at the heart of everything we do
Enhanced employee retention and engagement with a corporate health insurance program
Attract, retain and engage your people by setting them up with a company-funded health insurance staff benefit. You get:
Dedicated Account Manager and onboarding team
Wellness programs and on-site health visits
Discounted private health cover for your staff
Power up employee engagement with a corporate health insurance program
Enhanced employee retention and engagement with a corporate health insurance program
Attract, retain and engage your people by setting them up with a company-funded health insurance staff benefit. You get:
Enhanced employee retention and engagement with a corporate health insurance program
Dedicated Account Manager and onboarding team
Wellness programs and on-site health visits
Discounted private health cover for your staff
Community and News
Community and News
At Navy Health, we are proud to be able to support the Australian Defence community and provide our members with high quality products and service. Explore our blog to find out more about our Defence sponsorships and events program, general information on private health insurance, advice when transitioning out of Defence, and general wellbeing tips and tricks.
DEWC Services partners with Navy Health for accessible premium health cover
DEWC Services, Australia’s foremost C4ISREW specialists, is proud to partner with Navy Health as part of its ongoing commitment to supporting the health and wellbeing of its employees. As part of the partnership, DEWC Services’
Navy Health donates an additional $25,000 to Keeping Watch
Navy Health is proud to extend a helping hand once again to the Royal Australian Navy community with an additional $25,000 donation to Keeping Watch, a charitable fund very close to our hearts. Keeping Watch
Digital Detox: 6 tips to reduce your screen time
In today’s fast-paced digital age, screens have been integrated into every facet of our lives – from our mobile phones, laptops, televisions, and tablets. While these technological advancements offer an abundance of convenience and connectivity,
