February - March 2026 Offer Terms and Conditions
February - March 2026 Offer Terms and Conditions
The Offer
Get 6 weeks free cover and have 2 and 6 month waiting periods* waived when you join with a combined Hospital and Extras cover before 31st March 2026.
*2 and 6 month waiting periods on Extras cover will be waived for general dental, optical, eye therapy, occupational therapy, physiotherapy, chiropractic, osteopathy, podiatry, chiropody, dietitian, non-PBS pharmacy, natural therapies, psychology, speech therapy, medically prescribed appliances (MPAs), orthotics, orthopaedic appliances, audiology, home nursing, school accidents and ambulance services.
Eligibility
- This offer is only valid for new members who join with a Hospital and Extras combined policy. In addition, eligible applications must be received between 1st February 2026 and 31st March 2026 inclusive.
- Must use promotional code FEBMARCH26 to redeem offer. This offer is available when joining online via navyhealth.com.au or phone 1300 306 289, and not through an aggregator.
- This offer applies only on combined policy of Hospital and Extras in the first year of membership only, maintained for 6 months of continuous (financial) cover and pay by direct debit. The 6 weeks free cover will be applied after 6 months of continuous (financial) cover from the policy start date.
- Past members re-joining Navy Health are eligible for this offer for the first year only if they have not held a membership with Navy Health in the last twelve months and cannot use this offer in conjunction with any other discounts in the first year.
- This offer is subject to all statutory limitations on discounts to premiums and is invalid if total discount exceeds such limitations.
Exclusions
- This offer excludes Hospital only or Extras only policies.
- This offer excludes Young Adult Membership policies.
- Not transferable or redeemable for cash.
- Does not include gift cards or promotional vouchers.
- This offer does not include Corporate Gold and Public Hospital products.
General
- All 12 month waiting periods on Extras cover will apply. If you hold an equivalent or higher level of cover, any served waiting periods will be reviewed and honoured upon receipt of a transfer certificate from the previous fund.
- All Hospital waiting periods will apply. If you hold an equivalent or higher level of Hospital cover, any served waiting periods will be reviewed and honoured upon receipt of a transfer certificate from the previous fund.
- Pre-existing conditions, annual benefit limits, fund and policy rules may apply. If switching funds, any amount of your annual limits used while you were with your previous fund may be deducted.
- Navy Health reserves the right to end, change or extend this offer at any time.