Young Adult Membership
A Young Adult Membership allows you to take the first step on your journey towards independent health cover.
Young Adult Membership
A Young Adult Membership allows you to take the first step on your journey towards independent health cover.
What is a Young Adult Membership?
A Young Adult Membership allows you to take the first step on your journey towards independent health cover. This membership allows you to remain on your parents’ Hospital cover provided you take out your own Extras cover. To be eligible for a Young Adult Membership you must meet the following criteria:
Aged over 22 but under 25
Not currently studying full-time
Unmarried and not in a de facto relationship
Your parents’ membership is still current
What is Extras cover and why would I need it?
There may be unexpected health expenses that could add up over time. That’s where Extras cover steps in – your go-to for claiming back some cash on things Medicare doesn’t cover.
Extras health insurance, also known as Ancillary Cover, allows you to claim back some of the costs of your regular out-of-hospital health care services and treatments. Think physiotherapy, dental checkups, optical needs, and more.
Learn more about Extras cover here.
How do I apply?
Application Deadline:
Submit your Young Adult Membership application form to Navy Health within 30 days of becoming ineligible under your family’s membership. Ensure the new membership starts from the day after you were no longer fully covered by you parents health plan.
Failure to act will result in removal from your parents’ cover, leaving you no longer insured.
What if I’m not eligible?
Don’t meet the criteria?
Unfortunately, if you don’t meet all the criteria above then you do not qualify for a Young Adult Membership. This means you will need to take out your own cover with Navy Health. In this case, explore our various cover options to find the one that may best suit your needs.
Studying full-time?
If you’re a full-time student at a tertiary institution, you remain on your family’s health plan for both Hospital and Extras. Just complete the Student Declaration form to maintain your coverage. You can continue to be covered up until any of the following occur – you turn 25 years of age; you stop studying full-time, you enter a de facto relationship; or you get married. From this point you will need to take out your own independent health cover.
Need Assistance?
For help choosing the right cover or any questions about Young Adult Membership, please contact us by calling 1300 306 289 or emailing query@navyhealth.com.au.
