The Navy Health Story
We pride ourselves on providing expert knowledge, compassionate service and understanding.
Vision, Mission & Values
To be the natural choice in health insurance for the Defence family.
To open the door to better health and wellbeing.
We are insightful and see things from members’ perspective. We can be flexible if we need to be: members come first.
Our team go the extra mile for members, taking personal responsibility for looking after member needs from beginning to end and do the right thing.
We strive to give back more than any other health fund. We deliver competitive products, we partner with reputable providers to offer a comprehensive range of health services.
We make dealing with us easy, We make the complicated crystal clear. We make things easy to understand.
We are tenacious, focused, enthusiastic and committed. We deliver on our promises.
We are genuine and empathetic. Easy to deal with. Friendly, personable, likeable and approachable.
Our Board of Directors
Adam Grunsell AM CSC
Rear Admiral RAN, BArts, MMgt, MSc, MAICD
Appointed to the Board in September 2011
Adam is a recently retired 2-star Navy officer within the Capability Acquisition Sustainment Group (CASG) as Head Maritime Systems Division where he managed a range of procurement and sustainment contracts as part of a multi-billion dollar budget responsibility. He is a Partner at KPMG with a focus on growing the Maritime business within the Defence and National Security sector.
Wayne Bradley Cahill
BHA, LLB, MCom, FCHSM, FAICD
Appointed to the Board in July 2016
Wayne is a senior consultant at Ashurst and heads their national Health and Aged Care practice. He is a Solicitor of the Supreme courts of NSW, Victoria, ACT and WA, High and Federal Courts of Australia. Wayne specialises in health law, and corporate and commercial law. He acts for a wide range of Australian public and private health care providers, and has had extensive involvement in hospital privatisation and co-location projects, acting for both government, private tenderers and private health insurers. He has also acted on major health industry acquisitions and sales.
Wayne was Chair of Healthdirect Australia, Homestay Care Ltd and The Co-Group. He has also been selected by his legal peers as a Best Lawyer in Health and Aged Care and Corporate Law since the awards commenced in Australia in 2008 until 2022 inclusive.
Trevor John Carr
FMBA (Exec) BHA GAICD CF
Appointed to the Board on 5 December 2019
Trevor has enjoyed a substantial and varied leadership career that has successfully transitioned between executive and governance roles.
Trevor is currently the Chief Executive Officer of the Rural Workforce Agency Victoria (RWAV) – a company dedicated to improving health outcomes for rural Victorians through the administration of a number of government funding programs that aim to address the distribution of our health workforce.
In addition to his directorship at Navy Health, Trevor is a director of Aware Financial Service Australia Ltd and has previously served as a Director on a number of health and financial service boards.
Anne Teresa Flanagan
BSc (Hons) FCA(England & Wales) GAICD
Appointed to the Board on 20 February 2020
Anne is a chartered accountant with extensive experience in member organisations. Anne retired as Chief Financial Officer of RACV in 2019 where she was also a director of several subsidiary and joint venture boards across a variety of industries including towing and software development. Prior to joining RACV, Anne worked in senior finance roles with ANZ Bank in both London and Melbourne.
In addition to her directorship at Navy Health, Anne is a director of ANZ Staff Superannuation (Australia) Pty Ltd and Vanguard Super Pty Ltd. Anne has previously served as a director on a number of financial services boards.
Melissa Susan Hamilton
Appointed to the Board on 20 February 2020
Melissa was the CEO of Stellar, a large privately-owned organisation with 4,500 employees operating across Australia, Asia and the US and guiding clients to improve customer loyalty via service and optimise productivity outcomes by providing outsourced solutions. Melissa won the Women in leadership Award for Deloitte Growth companies in 2016. She is also a Non-Executive Director of Right Road Finance and an Executive Mentor for Merryck & Co.
Michael Hans Janos Miko AM
Commodore RAN, FCILT, GAICD, MMgt, DipAppSci
Appointed to the Board on 5 September 2019
Michael joined the Royal Australian Navy in January 1982 and in a career spanning 37 years he specialised as a Logistics Officer. He rose to the rank of Commodore concluding his service as the Director General Logistics – Navy and Head of the Maritime Logistics Community in January 2019. Michael served on the Board of Navy Canteens as a non-executive Director and Chair from July 2016 to October 2019. He remains an active member of the Navy Reserves through a variety of roles.
Sarah Sharkey AM CSC
Rear Admiral RAN, MBBS, AFRACMA, MBA, MPP
Appointed to the Board in April 2021
Sarah Sharkey has served as a Medical Officer in the Royal Australian Navy for more than 25 years. In December 2019, Sarah was promoted to Rear Admiral and assumed the role of Surgeon General Australian Defence Force and Commander Joint Health.
Appointed Company Secretary in October 2020
Simon is the Chief Financial Officer and Company Secretary of Navy Health. He is a Chartered Accountant with experience working as Chief Financial Officer and Company Secretary for a variety of financial services companies. Prior to working in industry, Simon worked at Ernst & Young where he was the team leader of the Financial Services team in Melbourne and a Manager in the Financial Services M&A Team in London working on a variety of acquisitions, disposals and capital raisings.
Members Health Fund Alliance
More benefits back to policyholders
Funds such as Navy Health that are part of the Members Health Fund Alliance have value-based member driven business models with close to 90% of all premiums returned to policyholders in benefits1.
(1 APRA Operation of Private Health Insurers – 2017-18)
High policyholder satisfaction rates
Members Health funds consistently average customer satisfaction scores of 94% or higher2. Funds under the Members Health Alliance funds can represent excellent value for money, ensuring members’ health comes ahead of profit.
(2 Discovery Research Customer Satisfaction Survey – 2019)
Competitive health insurance premiums
With Members Health Alliance funds focusing on existing to serve policyholders, putting members’ health before profit, Members Health funds can represent excellent value for money.
Customer retention and growth
Over the past five years, Members Health Alliance Funds have collectively had higher member retention rates of 2+ years in comparison to the for-profit counterparts3.
(3 Commonwealth Ombudsman State of the Health Funds Report – 2018)
Navy Health is honoured to be able to assist in raising awareness and funds for the Defence Community as a reflection of our own values.
For any sponsorship enquiries, please email our marketing team or call us on 1300 306 289.
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