Each member 16 and over can now register for their own account to access our Mobile App and Member Portal. Simply head to the Portal or update to the latest version of the App and follow the prompts. To learn more about this change and how to register, click here.

Important Update: From 1 July 2026, the Australian Government is increasing the Private Health Insurance Rebate income thresholds. Click here to find out if this may affect you and how to update your rebate income tier if you need to. Tax statements will also be available via the Member Portal and App from 12 July 2026. Learn more.

Do you know which cover is right for you?

Ambulance
Cover

Ambulance Cover

Medicare does not cover Ambulance cover and different states have different arrangements. Navy Health includes comprehensive ambulance cover on all policies. We cover 100% benefit for ambulance services within Australia provided by a state/territory registered ambulance service, by either Air/Sea or Land. We do not provide benefits for privately run patient transport services, such as Flying Doctor Services, Care Flight, etc.