Health Insurance for Defence
Navy Health provides health insurance for the wider Defence community. As a Defence-focused fund with a tradition of serving the Australian Defence Force that dates back to 1955, we understand the needs of the wider Defence community. Whatever your connection to the ADF, from Defence contractors to those currently serving, Navy Health has the right cover for you. We provide health insurance for Defence families during and after service and have great quality, comprehensive products to cover you and your family.
Currently serving
We know your healthcare is provided by the ADF so we have policies to cover your family and the best thing is, serving families receive a 10% discount.
We make the transition easy
We know adjusting to the civilian healthcare system can be challenging, so to make your transition out of Defence easier we will waive waiting periods for those who join within 90 days of discharging (where membership starts from the day of discharge). This means you’re covered from the day you leave Defence.
Leaving defence? Find out more about transitioning.
Members Health Alliance Fund
We are proud to be a Members Health Alliance fund. This group of not-for-profit health funds are committed to putting their members’ health before profit.
10% Defence discount
Veteran Cardholders (white and gold), serving families and Active Reservists receive a 10% discount off their premiums with Navy Health. Conditions apply.