PRIVATE HEALTH INSURANCE FOR DEFENCE
PRIVATE HEALTH INSURANCE FOR DEFENCE
Navy Health provides health insurance for the wider Defence community. As a Defence-focused fund with a tradition of serving the Australian Defence Force that dates back to 1955, we understand the needs of the ADF community. Whatever your connection to the ADF, from employees of the Defence industry to those currently serving, Navy Health has the right cover for you. We provide health insurance for Defence families during and after service and have great quality, comprehensive products to cover you and your family.

Navy Health provides health insurance for the wider Defence community. As a Defence-focused fund with a tradition of serving the Australian Defence Force that dates back to 1955, we understand the needs of the ADF community. Whatever your connection to the ADF, from Defence contractors to those currently serving, Navy Health has the right cover for you. We provide health insurance for Defence families during and after service and have great quality, comprehensive products to cover you and your family.
Part of the Defence Community
Navy Health enjoys being an active participant in the Defence community; we attend events around Australia, including transition seminars, ship arrivals, and family days.

Transitioning soon?
We make transitioning easy!
We know adjusting to the civilian healthcare system can be challenging, so to make your transition out of the ADF easier we will waive waiting periods for those who join within 90 days of discharging (where membership starts from the day of discharge). This means you’re covered from the day you leave the ADF.
Visit our Transition Healthcare Hub for more information.
Currently serving in Defence?
We know your healthcare is provided by the ADF so we have policies to cover your family and the best thing is, serving families receive a 10% discount*.
*Conditions apply.
10% Defence discount
Veteran Cardholders (white and gold), serving families and Active Reservists receive a 10% discount* off their premiums with Navy Health.
*Conditions apply.
Transitioning soon?
We make transitioning easy!
We know adjusting to the civilian healthcare system can be challenging, so to make your transition out of the ADF easier we will waive waiting periods for those who join within 90 days of discharging (where membership starts from the day of discharge). This means you’re covered from the day you leave the ADF.
Visit our Transition Healthcare Hub page for more information.
Currently serving in Defence?
We know your healthcare is provided by the ADF so we have policies to cover your family and the best thing is, serving families receive a 10% discount*.
*Conditions apply.
10% Defence discount
Veteran Cardholders (white and gold), serving families and Active Reservists receive a 10% discount* off their premiums with Navy Health.
*Conditions apply.
Our covers are designed for you
As part of our on-going commitment to Defence families, Navy Health provides health insurance during and after service. Whether you are currently serving and need cover for your family or need cover for yourself or your family as an ex-serving member, Navy Health has a range of policies to suit your stage of life.
Lifetime eligibility
All members and their families are eligible for life, which means if you have ever been eligible, you and your family can join anytime in the future.