TRANSITION HEALTHCARE HUB
If you’re leaving the ADF we’re here to guide you through your transition with information, resources, and support regarding the ins and outs of healthcare and Private Health Insurance before, during and after your transition.
TRANSITION HEALTHCARE HUB
If you’re leaving the ADF we’re here to guide you through your transition with information, resources, and support regarding the ins and outs of healthcare and Private Health Insurance before, during and after your transition.

Welcome to the Transition Healthcare Hub
Are you in the process of transitioning from the Australian Defence Force to civilian life? Our Transition Healthcare Hub is here to guide you through this significant life change.
We understand that leaving the ADF can be a complex process, so we’re committed to providing you with the knowledge and support you need to navigate it with ease.
Our Transition Healthcare Hub has six key sections. Whether you require more information about healthcare after your transition, understanding private health insurance, and the government penalties and incentives that apply, or learning about the support services available to you, we have you covered.
Welcome to the Transition Healthcare Hub
Are you in the process of transitioning from the Australian Defence Force to civilian life? Our Transition Healthcare Hub is here to guide you through this significant life change.
We understand that leaving the ADF can be a complex process, so we’re committed to providing you with the knowledge and support you need to navigate it with ease.
Our Transition Healthcare Hub has six key sections. Whether you require more information about healthcare after your transition, understanding private health insurance, and the government penalties and incentives that apply, or learning about the support services available to you, we have you covered.
What to know when leaving the ADF
Discover the ins and outs of the Australian healthcare system, which you’ll be relying on after you transition from the ADF. Learn about the differences between the public and private healthcare services, from doctor visits and medication to specialists and hospital care. We’ll unpack and explain all the complexities of healthcare in life after service.
There’s a reason why more than half of all Australians have private health insurance. It provides a range of advantages and essential coverage for inpatient medical expenses beyond what the public Medicare system offers. With Hospital Cover for inpatient needs and Extras Cover for services like dental, it offers benefits such as your choice of doctor, expedited access to care, and tax benefits.
The government uses several penalties and incentives to encourage people to take out private health insurance, to minimise the burden on the public health system. Understanding these rules will help you to decide whether you should take out private health insurance.
Learn about the healthcare considerations specific to individuals holding a DVA Card, and broader considerations that may apply to you regardless of your Defence background.
This helpful checklist will guide you in ensuring you are prepared for a smooth healthcare transition from the Australian Defence Force to civilian life.
Your ADF transition may be challenging, but by making use of the right support systems and services it can be a smooth and empowering journey. We’ve included an overview of a number of dedicated support organisations ready to guide and assist you.
Ready to get started? Let’s begin with understanding how the civilian healthcare system works.
Exclusive Discounts for Defence Families
Navy Health is proud to offer an ongoing 10% discount for Veteran DVA Cardholders, serving ADF members, ADF Active Reservists (SERCAT 3-5) as well as their spouses, partners, and underage dependents covered on the same policy.
Whether you are currently serving, transitioning out of the Defence or have an immediate family member in the Australian Defence Force, Navy Health offers a range of health cover options competitively priced to suit your needs. As an acknowledgement of your current or previous service within the Australian Defence Force, we’ll apply a 10% discount to your premium.
To learn more, including how to apply for one of our Defence Discounts, please click the button below.