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What is a Young Adult Membership?

A Young Adult Membership allows you to take the first step towards your own independent health cover. You will remain on your parents’ hospital cover provided you take out your own extras cover and satisfy the below criteria.

 

Over 22 years of age but under 25 years of age
Not studying full-time

Unmarried and not in a de facto relationship
Your parent’s membership is still current

How do I apply?

1. Confirm you are eligible for a Young Adult Membership.

2. Choose an extras cover.

3. Complete the Young Adult Membership application form. If you wish to claim the government rebate you also need to complete the Federal Government Rebate form.

4. Return the completed Young Adult Membership application form and Federal Government Rebate form to: Navy Health, PO Box 172, Box Hill VIC 3128.

What if I’m not eligible?

If you are studying full-time, you can remain covered under your parent’s membership (both hospital and extras) until, at which time, any of the following occur – you turn 25 years of age; stop studying full-time, enter into a de facto relationship; or you are married. From this point you will need to take out your own independent health cover.

If you are not eligible for Young Adult Membership and not studying full-time, you can take out your own cover with Navy Health, with no waiting periods (conditions apply).

Studying full time? If you’re enrolled full time at a tertiary institution you can still be covered by your family’s health plan. Simply fill in the Student Declaration form to remain covered.

When do I need to apply by?

Navy Health must receive the Young Adult Membership application form within 30 days of you no longer being eligible under your family’s membership. The new membership must start from the day after you were ineligible. If nothing is done, you will be removed from your parents cover from the day you become ineligible and will no longer be covered by Navy Health.

 

More Information

If you need any assistance choosing the right cover or have questions regarding the Young Adult Membership, please call Navy Health on 1300 306 289 or email us:

Email Navy Health