What if I’m not eligible?

If you are studying full-time, you can remain covered under your parent’s membership (both hospital and extras) until, at which time, any of the following occur – you turn 25 years of age; stop studying full-time, enter into a de facto relationship; or you are married. From this point you will need to take out your own independent health cover.

If you are not eligible for Young Adult Membership and not studying full-time, you can take out your own cover with Navy Health, with no waiting periods (conditions apply).

Studying full time? If you’re enrolled full time at a tertiary institution you can still be covered by your family’s health plan. Simply fill in the Student Declaration form to remain covered.

When do I need to apply by?

Navy Health must receive the Young Adult Membership application form within 30 days of you no longer being eligible under your family’s membership. The new membership must start from the day after you were ineligible. If nothing is done, you will be removed from your parents cover from the day you become ineligible and will no longer be covered by Navy Health.