Premium Extras

Covers dental items listed by the Australian Dental Association (ADA) up to a set rebate.
Includes restorations/fillings & Occlusal Therapy.

^For dentures a rolling three year minimum replacement period applies from the first date of service. Set benefits are payable for individual dental services and may not attract the fully major dental annual sub-limit.

Maximum of $2,500 per course of treatment; 80% of provider fee per rolling 3 year period (a treatment plan is required).

100% of the fee up to the annual limit
Single Vision lens + frame
Bifocal/Multifocal lens + frame
Contact Lenses
Optical benefit is only payable where the lens includes a form of sight correction. A prescription must accompany all claims for benefits.  Benefits are not available for lens coatings and features such as anti-reflection or scratch resistant coatings.

100% of the fee up to the annual limit
One service every two (rolling) years.

Includes Telehealth Services.

$1,500 per family limit

Includes Telehealth Services.

This is a consultation benefit only and does not cover any prescribed medications, herbal or dietary preparations or organised weight reduction programs.

Per Prescription up to $120
Navy Health pays the difference between the cost of the prescription and set cost of the Pharmaceutical Benefit Scheme (PBS), up to the maximum per prescription.
For more information and conditions please refer to the Pharmacy page.

$1,100 per family limit
Per Service $38
Natural therapies include Acupuncture, Chinese Herbal Medicine, Exercise Physiology, Myotherapy, Remedial Massage/Therapy. Benefits are not payable on any prescribed medications, herbal or dietary preparations, or weight reduction programs.

From 1 April 2019, all health insurers will no longer be able to pay a benefit on the following Natural Therapies; Alexander technique, aromatherapy, Bowen therapy, Buteyko, Feldenkrais, herbalism, Western herbalism, homeopathy, iridology, kinesiology, naturopathy, reflexology, Rolfing, shiatsu, tai chi, and yoga. 

Includes Telehealth Services.

Hypnotherapy is payable if the provider is a fully registered member of the Psychology Board in their State/Territory or if they are a clinical member of an approved association.

Includes Telehealth Services.

85% of the fee up to the annual limit
For more information and conditions please refer to the Medically Prescribed Appliance (MPA) page.

100% of the fee up to the annual limit
Includes repairs to the CPAP device.
Three year replacement period applies for new CPAP devices.

85% of the fee up to the annual limit
Orthopaedic footwear must be for a medically prescribed purpose and constructed for the individual member by a specialist orthopaedic footwear manufacturer. Commercially available brands of footwear and sporting footwear are not eligible for benefits. Includes repairs to Orthotics.

100% of the fee up to the annual limit
Repairs on Hearing Aids up to $150
Supply of hearing aids is limited to one supply (either single or two aids) every three years. The maximum three year limit applies to any three (rolling calendar) year period from the first date of service.

Per Service $60
Home nursing is classified as professional treatment by a registered nurse on the recommendation of a medical practitioner.

Benefits include costs that result from a school accident to a member’s dependent child. Claims must be accompanied by notification of the accident on school letterhead.

100% of the cost of ambulance services within Australia provided that the service is from a State/Territory registered ambulance service and deemed medically necessary.