WELCOME TO NAVY HEALTH
We have partnered with your organisation to bring you an exclusive private health insurance offer.
As a restricted fund for the Defence Industry, Navy Health is now available for you and your family to join. We can’t wait for you to experience the benefits tailored just for you.
Enjoy Exclusive Defence Industry Discounts
Sign up for a Navy Health Hospital and/or Extras policy to be eligible for:
- 5% Discount on Combined Cover*
- Skip 2 & 6 month waits on Extras*
- Enjoy 4 weeks free*
*Terms and conditions apply
Simply use the promo code NAVYCORP5
when joining on an eligible cover.
Join on a combined Hospital and Extras policy to be eligible for the exclusive Defence Industry discount.*
If you’re an existing member and are unsure if the discount has been applied to your policy, don’t hesitate to contact us.
Why Navy Health?
As a valued employee within the Defence Industry, we’re here to serve you! At Navy Health we are a not-for-profit health insurer and a part of the Members Health Fund Alliance, so our members are at the heart of everything we do.
Our size is our strength – while larger funds may overlook individual needs, our smaller, more agile team allows us to provide a personalised experience tailored just for you. We take the time to understand your needs and deliver the support you want.
Your health and well-being matter to us, and we’re excited to be part of your journey!
WHY NAVY HEALTH?
As a valued employee within the defence industry, we’re here to serve you! At Navy Health we are a not-for-profit health insurer and a member health alliance fund, so our members are at the heart of everything we do.
Our size is our strength – while larger funds may overlook individual needs, our smaller, more agile team allows us to provide a personalised experience tailored just for you. We take the time to understand your needs and deliver the support you want.
Your health and well-being matter to us, and we’re excited to be part of your journey!
Navy Health Benefits:
- Lifetime eligibility
No matter what your future holds, you will always be eligible to join Navy Health thanks to your Defence Industry connection. This means that even if you are no longer employed in the Defence Industry you can continue your cover with Navy Health.
- Extended family eligibility
Through your employment connection in the Defence Industry your extended family is also eligible to join Navy Health and take out their own policy.
- Navy Health App
The new Navy Health mobile app enables you to access your information, submit claims in a matter of seconds, check your benefits and limits on the go, and much more.
Government Initiatives
The Australian Government has put in place a number of initiatives to incentivise you to sign up to Health Insurance. These initiatives help ease pressure on the public hospital system and make private health insurance more affordable.

Australian Government Rebate
Reduces the amount you have to pay, subject to age and income testing.

Lifetime Health Cover
Is an accrued loading that is applied on your premium if you take out Hospital Cover later than 1 July following your 31st birthday.
Do you need Hospital cover or Extras cover?
Private Health Insurance comes in two forms: Hospital Cover, for when you need to be admitted into hospital, and Extras Cover, for your everyday health care services to maintain your health and wellbeing such as dental, optical, chiropractic and physiotherapy.
Hospital Cover
Navy Health’s Hospital cover allows you to receive treatment as a private patient in a private hospital, avoiding lengthy public health system wait lists, and the option to choose your own specialist. You can choose from three levels of cover: Gold, Silver+ and Bronze+.
Extras Cover
Extras cover allows you to claim back some of the costs of health care services and treatments, such as Dental and Optical, that are not covered by Medicare, reducing your out-of-pocket expenses. View and compare our three levels of cover.
Switching from another fund?
Switching to Navy Health is easier than you think, we will take care of the process for you! We’ll cancel your previous cover, waive waiting periods for services already covered, and even assist you in organising a refund from your previous fund, if needed. All you will need to worry about is choosing the right cover for you and your family.
WHAT OUR
MEMBERS SAY
"So glad I joined. Very happy with Navy Health. Service is prompt and so easy to make claims. If not done directly by providers, all you do is open the app and take a photo of the bill. Benefits are paid promptly."
"My husband was a member of the RAN in the 1960's - and now has a DVA Gold Card. I have been a member of Navy Health for 15+ years. Excellent fund. Extremely easy to deal with. Australian based Call Centre. Competitive rates and better than average benefits."
"I'm 57, an ex sailor and prior to Navy Health was with Bupa and Medicare. In the 5 years that I have been with Navy Health, I have found the rates, the Professionalism and the Service 1st Class. Clearly they are a step above their competitors. Well done Navy Health."
"Honesty, consistency and a high level of service. The ability to talk to a staff member who actually knows their job. Navy Healthy is the Rolls Royce of health insurance."

5% Discount on Combined Cover*
Discount only available on Combined Cover (Hospital and Extras). Not valid with any other offer.

2 & 6 month waits
waived!*
Your 2 & 6 month waiting periods will be waived on your Extras cover when you take out a combined Hospital & Extras cover with Navy Health.

Receive 4 weeks
free!*
Receive 4 weeks free applied after your third month when you sign up with Navy Health.
*For full terms and conditions, go to navyhealth.com.au/defence-contractors-promotion-terms-and-conditions/
Book a chat
If you’re an employee of an organisation connected to the Defence Industry and want to learn more about our corporate health cover options, we’d love to hear from you! Just fill out the form below with your enquiry and our team will reach out to you as soon as possible.
COMMUNITY & NEWS
At Navy Health, we are proud to be able to support the Australian Defence community and provide our members with high quality products and service. Explore our blog to find out more about our Defence sponsorships and events program, general information on private health insurance, advice when transitioning out of Defence, and general wellbeing tips and tricks.

A look into Avalon Airshow History: Insight from our Avalon prize winner
As we reflect on the Avalon Airshow through the eyes of our winner, we celebrate not only the technological advancements in aviation but also the enduring bonds and stories shared among veterans and enthusiasts.

Navy Health donates $100,000 to Keeping Watch
Navy Health is proud to extend a helping hand once again to the Royal Australian Navy community with a $100,000 donation to Keeping Watch, a charitable fund very close to our hearts.

Maintaining Employee Health and Wellbeing in a Hybrid Working World
One powerful approach is Corporate Private Health Insurance Programs, providing comprehensive support that goes beyond traditional health cover to keep employees healthy, happy, and thriving in a hybrid world.