Premium Gold Hospital cover
For those who want the highest level of cover with Navy Health, or just can’t afford any surprises, our Premium Hospital cover provides the ultimate peace of mind.
Premium Gold Hospital cover
For those who want the highest level of cover with Navy Health, or just can’t afford any surprises, our Premium Hospital cover provides the ultimate peace of mind.
Maximum benefits and coverage with Gold Hospital cover
Maximum benefits and coverage with Gold Hospital cover
With Navy Health’s Premium Hospital cover you’ll receive our most comprehensive hospital benefits and access to the best services at 500 private hospitals, recognised public hospitals, and day hospital facilities across Australia. Benefits of Gold Hospital cover also include coverage for:
Pregnancy and birth
Pregnancy and birth
Weight loss surgery
Cataracts
Joint replacement surgery
Ambulance cover
And more…
Weight loss surgery
Cataracts
Dialysis for chronic kidney failure
Joint replacements
Ambulance cover
And more..
What you’re covered for with our
Gold Hospital Cover
✓ Assisted reproductive services
✓ Back, neck and spine
✓ Blood
✓ Bone, joint and muscle
✓ Brain and nervous system
✓ Breast surgery (medically necessary)
✓ Cataracts
✓ Chemotherapy, radiotherapy and immunotherapy for cancer
✓ Dental surgery
✓ Diabetes management (excluding insulin pumps)
✓ Dialysis for chronic kidney failure
✓ Digestive system
✓ Ear, nose and throat
✓ Eye (not cataracts)
✓ Gastrointestinal endoscopy
✓ Gynaecology
✓ Heart and vascular system
✓ Hernia and appendix
✓ Hospital psychiatric services
✓ Implantation of hearing devices
✓ Insulin pumps
✓ Joint reconstructions
✓ Joint replacements
✓ Kidney and bladder
✓ Lung and chest
✓ Male reproductive system
✓ Miscarriage and termination of pregnancy
✓ Pain management
✓ Pain management with device
✓ Palliative care
✓ Podiatric surgery (provided by a registered podiatric surgeon)
✓ Plastic and reconstructive surgery (medically necessary)
✓ Pregnancy and birth
✓ Rehabilitation
✓ Skin
✓ Sleep studies
✓ Tonsils, adenoids and grommets
✓ Weight loss surgery
✓ All other services recognised by Medicare
*Please note, waiting periods and pre-existing conditions may apply. View the Important information about your policy document for more information.
100% benefit for land, air, and sea ambulance services within Australia, provided by a state/territory registered ambulance service, that is deemed medically necessary.
Find out more about waiting periods and pre-existing conditions by visiting our Knowledge Base.
Not sure if this is the right Hospital cover for you?
Choose your excess
Choose your excess
Navy Health’s Premium Hospital cover offers a choice of $350 or $750 excess. A higher excess means a lower annual premium, enabling you to choose the combination that best suits your needs.
The excess applies to the cost of in-patient hospitalisation in either a private, public or day hospital facility. It is payable once per person, per admission, in any rolling 12-month period. The excess does not apply to hospital admissions for dependents.
Additional Gold Hospital Product Information
Additional Gold Hospital Product Information
The information shown above for Gold Hospital cover is a general summary only and does not take into account your specific circumstances. Additional product information such as what’s covered during hospital admission, waiting periods, exclusions and more, can be found in our Product Statement.
It is important you read this carefully and retain a copy for your records.
Pair with one of our Extras covers
Extras covers you for everyday health care services that aren’t covered by Medicare such as Physio, Dental, and Optical, to help you take better care of your health. As a bonus, all of our Extras products come with ambulance cover included.
Pair with one of our Extras covers
Extras covers you for everyday health care services that aren’t covered by Medicare such as Physio, Dental, and Optical, to help you take better care of your health. As a bonus, all of our Extras products come with ambulance cover included.
Budget Extras
Our most affordable level of Extras cover which provides lower annual limits on popular medical services such as Optical, Dental, Physio, and Chiro. Benefits include:
✓ Chiropractic and Osteopathy ($300 annual limit)*
✓ General, Periodontics and Extractions ($500 annual limit)*
✓ Natural Therapies ($200 annual limit)*
✓ Optical ($170 annual limit)*
✓ Physiotherapy ($300 annual limit)*
And more..
Healthy Living Extras
Navy Health’s most popular level of Extras cover which offers great value and annual benefits on all our Extras services (excluding school accidents). This product includes:
✓ CPAP Devices ($600 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($1,500 annual limit)*
✓ Orthodontic ($2,000 limit over 3-year period)*
✓ Podiatry and Chiropody ($300 annual limit)*
And more..
Premium Extras
Our most comprehensive level of Extras cover offering you and your family the best benefits and highest annual limits, with no exclusions on any of our available services. Benefits include all service categories found in our Healthy Living Extras product with higher annual limits, such as:
✓ CPAP Devices ($1,000 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($2,000 annual limit)*
✓ Orthodontic ($2,500 limit over 3-year period)*
✓ Podiatry and Chiropody ($500 annual limit)*
And more..
View product >
View product >
View product >
Budget Extras
Our most affordable level of Extras cover which provides lower annual limits on popular medical services such as Optical, Dental, Physio, and Chiro. Benefits include:
✓ Chiropractic and Osteopathy ($300 annual limit)*
✓ General, Periodontics and Extractions ($500 annual limit)*
✓ Natural Therapies ($200 annual limit)*
✓ Optical ($170 annual limit)*
✓ Physiotherapy ($300 annual limit)*
And more..
Healthy Living Extras
Navy Health’s most popular level of Extras cover which offers great value and annual benefits on all our Extras services (excluding school accidents). This product includes:
✓ CPAP Devices ($600 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($1,500 annual limit)*
✓ Orthodontic ($2,000 limit over 3-year period)*
✓ Podiatry and Chiropody ($300 annual limit)*
And more..
Premium Extras
Our most comprehensive level of Extras cover offering you and your family the best benefits and highest annual limits, with no exclusions on any of our available services. Benefits include all service categories found in our Healthy Living Extras product with higher annual limits, such as:
✓ CPAP Devices ($1,000 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($2,000 annual limit)*
✓ Orthodontic ($2,500 limit over 3-year period)*
✓ Podiatry and Chiropody ($500 annual limit)*
And more..
View product >
View product >
View product >
*Please note: Set benefits, sub limits, and waiting periods may apply.
Budget Extras
Our most affordable level of Extras cover which provides lower annual limits on popular medical services such as Optical, Dental, Physio, and Chiro. Benefits include:
✓ Chiropractic and Osteopathy ($300 annual limit)*
✓ General, Periodontics and Extractions ($500 annual limit)*
✓ Natural Therapies ($200 annual limit)*
✓ Optical ($170 annual limit)*
✓ Physiotherapy ($300 annual limit)*
And more..
View product >
Healthy Living Extras
Navy Health’s most popular level of Extras cover which offers great value and annual benefits on all our Extras services (excluding school accidents). This product includes:
✓ CPAP Devices ($600 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($1,500 annual limit)*
✓ Orthodontic ($2,000 limit over 3-year period)*
✓ Podiatry and Chiropody ($300 annual limit)*
And more..
View product >
Premium Extras
Our most comprehensive level of Extras cover offering you and your family the best benefits and highest annual limits, with no exclusions on any of our available services. Benefits include all service categories found in our Healthy Living Extras product with higher annual limits, such as:
✓ CPAP Devices ($1,000 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($2,000 annual limit)*
✓ Orthodontic ($2,500 limit over 3-year period)*
✓ Podiatry and Chiropody ($500 annual limit)*
And more..
View product >
*Please note: Set benefits, sub limits, and waiting periods may apply.
Looking for the right Extras cover for you? Compare the benefits and annual limits included in each of our Extras products.
