Ready to make the switch to Navy Health?
We’re a not-for-profit fund run to benefit members. And with more than 60 years’ experience, we’ve learnt how to provide the wider Defence community with the value and service you deserve.
Ready to make the switch to Navy Health?
We’re a not-for-profit fund run to benefit members. And with more than 60 years’ experience, we’ve learnt how to provide the wider Defence community with the value and service you deserve.

Members before profits
As a not-for-profit health insurance fund, we put members before profits, and return more back in benefits.

Customer satisfaction
How happy are you with your health fund? Our members rate their satisfaction at 93%*.

Highly trusted
Navy Health members have rated their trust with us at 86%^.

Switching is easy
Switching to Navy Health is easier than you think. We’ll take care of the whole process!
* Based on Navy Health’s CSAT surveys conducted from 1 July 2022 to 30 June 2023.
^ Based on Navy Health’s Trust Survey conducted in 2022.
^ Based on Navy Health’s Trust Survey conducted in 2022.
SWITCHING TO NAVY HEALTH IS EASY
At Navy Health, we are dedicated to protecting those who protect us, their families, and everyone who plays a part in making that happen.
If you are on the lookout for private health insurance with a not-for-profit health fund that puts its members before profits and offers excellent value products, you have come to the right place.
Switching to Navy Health is easier than you think, we will take care of the process for you! We’ll cancel your previous cover, waive waiting periods for services already covered, and even assist you in organising a refund from your previous fund, if needed. All you will need to worry about is choosing the right cover for you and your family.
If you are on the lookout for private health insurance with a not-for-profit health fund that puts its members before profits and offers excellent value products, you have come to the right place.
Switching to Navy Health is easier than you think, we will take care of the process for you! We’ll cancel your previous cover, waive waiting periods for services already covered, and even assist you in organising a refund from your previous fund, if needed. All you will need to worry about is choosing the right cover for you and your family.

Confirm your eligibility
You may be surprised to learn that you may be able to join a health insurance fund called Navy Health.
We provide great value private health insurance cover to serving or ex-serving Australian Defence Force (ADF) members, their families, and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies goods or services to the ADF.
In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.
We provide great value private health insurance cover to serving or ex-serving Australian Defence Force (ADF) members, their families, and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies goods or services to the ADF.
In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.
Confirm your eligibility to join Navy Health
You may be surprised to learn that you may be able to join a health insurance fund called Navy Health.
We provide great value private health insurance cover to serving or ex-serving Australian Defence Force (ADF) members, their families, and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies goods or services to the ADF.
In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.
We provide great value private health insurance cover to serving or ex-serving Australian Defence Force (ADF) members, their families, and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies goods or services to the ADF.
In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.
Navy, Army or Air Force
I am serving or ex-serving ADF, including Reservists and Cadets.
Defence Employees
I am a past or present civilian employee or public servant of Defence.
Defence Industry
I am a past or present employee of a company who has contracts with Defence.
Defence Families
I am the partner, parent, sibling, child, or grandchild of someone eligible to join.
Navy, Army or Air Force
I am serving or ex-serving ADF, including Reservists and Cadets.
Defence Employees
I am a past or present civilian employee or public servant of Defence.
Defence Industry
I am a past or present employee of a company who has contracts with Defence.
Defence Families
I am the partner, parent, sibling, child, or grandchild of someone eligible to join.
Get in touch
Fill in the form below to get in touch with a Navy Health Team Member.
Alternatively, give us a call on 1300 306 289 during business hours.
WHAT OUR
MEMBERS SAY
Our members are at the heart of everything we do.
"So glad I joined. Very happy with Navy Health. Service is prompt and so easy to make claims. If not done directly by provider, all you do is open the app and take a photo of the bill. Benefits are paid promptly."
"My husband was a member of the RAN in the 1960's - and now has a DVA Gold Card. I have been a member of Navy Health for 15+ years. Excellent fund. Extremely easy to deal with. Australian based Call Centre. Competitive rates and better than average benefits."
"I'm 57, an ex sailor and prior to Navy Health was with Bupa and Medicare. In the 5 years that I have been with Navy Health, I have found the rates, the Professionalism and the Service 1st Class. Clearly they are a step above their competitors. Well done Navy Health."
"Honesty, consistency and a high level of service. The ability to talk to a staff member who actually knows their job. Navy Healthy is the Rolls Royce of health insurance."
Do you need Hospital cover or Extras cover?
Private Health Insurance comes in two forms: Hospital Cover, for when you need to be admitted into hospital, and Extras Cover, for your everyday health care services to maintain your health and wellbeing such as dental, optical, chiropractic and physiotherapy.
Hospital Cover
Navy Health’s Hospital cover allows you to receive treatment as a private patient in a private hospital, avoiding lengthy public health system wait lists, and the option to choose your own specialist. You can choose from three levels of cover: Gold, Silver+ and Bronze+.
Extras Cover
Extras cover allows you to claim back some of the costs of health care services and treatments, such as Dental and Optical, that are not covered by Medicare, reducing your out-of-pocket expenses. View and compare our three levels of cover.