Public Basic+ Hospital & Budget Extras
Combining Public Basic+ Hospital and Budget Extras allows you to be treated as a private patient in a public hospital and have a simple level of Extras cover for non-hospital related services such as optical and dental.
Public Basic+ Hospital & Budget Extras
Combining Public Basic+ Hospital and Budget Extras allows you to be treated as a private patient in a public hospital and have a simple level of Extras cover for non-hospital related services such as optical and dental.
Public Basic+ Hospital
Navy Health’s Public Basic+ Hospital offers restricted coverage for various services, allowing you to receive treatment as a private patient in a public hospital.
Budget Extras
Our most affordable level of Extras cover which provides lower annual limits on popular medical services such as Optical, Dental, Physio, and Chiro.
Click on the included services below to see benefits, sub limits, and waiting periods that apply.
- RRestricted Services
(2 month waiting period may apply)
100% of the cost of ambulance services within Australia provided that the service is from a State/Territory registered ambulance service and deemed medically necessary.
100% of the cost of ambulance services within Australia provided that the service is from a State/Territory registered ambulance service and deemed medically necessary.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(12 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only. Limited benefits are available when Podiatric Surgery is performed in a contracted hospital by an Australian Government Accredited Podiatrist.
Covered as a private patient in a public hospital only. Limited benefits are available when Podiatric Surgery is performed in a contracted hospital by an Australian Government Accredited Podiatrist.
(12 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as private patient in a public hospital only.
Covered as private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
- Excluded Services
Not covered.
Not covered.
Click on the included services below to see benefits, sub limits, and waiting periods that apply.
- Included Services
100% benefit for land, air, and sea ambulance services within Australia, provided by a State/Territory registered ambulance service, that is deemed medically necessary.
Unlimited annual limit per person.
2 month waiting period per person may apply.
Unlimited annual limit per person.
2 month waiting period per person may apply.
Initial Consultation – $30
Subsequent Consultation – $22
$300 annual limit per person ($600 per family).
2 month waiting period may apply.
Subsequent Consultation – $22
$300 annual limit per person ($600 per family).
2 month waiting period may apply.
Covers dental items listed by the Australian Dental Association (ADA) up to a set benefit.
Includes restorations, fillings and Occlusal Therapy.
General Dental services are not subject to an individual category maximum, however, benefits paid towards these procedures do form part of the overall annual benefit limitation.
$500 annual limit per person.
2 month waiting period may apply.
Includes restorations, fillings and Occlusal Therapy.
General Dental services are not subject to an individual category maximum, however, benefits paid towards these procedures do form part of the overall annual benefit limitation.
$500 annual limit per person.
2 month waiting period may apply.
Covers dental items listed by the Australian Dental Association (ADA) up to a set benefit.
Includes:
Periodontics
Extractions
Oral Surgery
Set benefits are payable for individual dental services and may not attract the full dental annual limit.
$500 annual limit per person.
12 month waiting period may apply.
Includes:
Periodontics
Extractions
Oral Surgery
Set benefits are payable for individual dental services and may not attract the full dental annual limit.
$500 annual limit per person.
12 month waiting period may apply.
Per Service – $18
Natural Therapies include Acupuncture, Chinese Herbal Medicine, Myotherapy, Remedial Massage, and Exercise Physiology.
Benefits are not payable on any prescribed medications, herbal or dietary preparations, or weight reduction programs.
$200 annual limit per person ($400 per family).
2 month waiting period may apply.
Natural Therapies include Acupuncture, Chinese Herbal Medicine, Myotherapy, Remedial Massage, and Exercise Physiology.
Benefits are not payable on any prescribed medications, herbal or dietary preparations, or weight reduction programs.
$200 annual limit per person ($400 per family).
2 month waiting period may apply.
Per Prescription – up to $50
Navy Health pays the difference between the cost of the prescription and set cost of the Pharmaceutical Benefit Scheme (PBS), up to the maximum per prescription.
$200 annual limit per person.
2 month waiting period may apply.
Navy Health pays the difference between the cost of the prescription and set cost of the Pharmaceutical Benefit Scheme (PBS), up to the maximum per prescription.
$200 annual limit per person.
2 month waiting period may apply.
100% of the fee up to the annual limit.
Includes:
Single Vision lens and frame
Bifocal / Multifocal lens and frame
Contact Lenses
Optical benefit is only payable where the lens includes a form of sight correction. A prescription must accompany all claims for benefits. Benefits are not available for lens coatings and features such as anti-reflection or scratch resistant coatings.
$170 annual limit per person.
6 month waiting period may apply.
Includes:
Single Vision lens and frame
Bifocal / Multifocal lens and frame
Contact Lenses
Optical benefit is only payable where the lens includes a form of sight correction. A prescription must accompany all claims for benefits. Benefits are not available for lens coatings and features such as anti-reflection or scratch resistant coatings.
$170 annual limit per person.
6 month waiting period may apply.
Initial Consultation – $37
Subsequent Consultation – $27
Group Session – $10
$300 annual limit per person.
2 month waiting period may apply.
Subsequent Consultation – $27
Group Session – $10
$300 annual limit per person.
2 month waiting period may apply.
- Excluded Services
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Public Basic+ Hospital
Navy Health’s Public Basic+ Hospital offers restricted coverage for various services, allowing you to receive treatment as a private patient in a public hospital.
Click on the included services below to see benefits, sub limits, and waiting periods that apply.
- RRestricted Services
(2 month waiting period per person may apply)
100% of the cost of ambulance services within Australia provided that the service is from a State/Territory registered ambulance service and deemed medically necessary.
100% of the cost of ambulance services within Australia provided that the service is from a State/Territory registered ambulance service and deemed medically necessary.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(12 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only. Limited benefits are available when Podiatric Surgery is performed in a contracted hospital by an Australian Government Accredited Podiatrist.
Covered as a private patient in a public hospital only. Limited benefits are available when Podiatric Surgery is performed in a contracted hospital by an Australian Government Accredited Podiatrist.
(12 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
(2 month waiting period may apply)
Covered as a private patient in a public hospital only.
Covered as a private patient in a public hospital only.
- Excluded Services
Not covered.
Not covered.
Budget Extras
Our most affordable level of Extras cover which provides lower annual limits on popular medical services such as Optical, Dental, Physio, and Chiro.
Click on the included services below to see benefits, sub limits, and waiting periods that apply.
- Included Services
100% benefit for land, air, and sea ambulance services within Australia, provided by a State/Territory registered ambulance service, that is deemed medically necessary.
Unlimited annual limit per person. 2 month waiting period per person may apply.
Unlimited annual limit per person. 2 month waiting period per person may apply.
Initial Consultation – $30
Subsequent Consultation – $22
$300 annual limit per person ($600 per family).
2 month waiting period may apply.
Subsequent Consultation – $22
$300 annual limit per person ($600 per family).
2 month waiting period may apply.
Covers dental items listed by the Australian Dental Association (ADA) up to a set benefit.
Includes restorations, fillings and Occlusal Therapy.
General Dental services are not subject to an individual category maximum, however, benefits paid towards these procedures do form part of the overall annual benefit limitation.
$500 annual limit per person.
2 month waiting period may apply.
Includes restorations, fillings and Occlusal Therapy.
General Dental services are not subject to an individual category maximum, however, benefits paid towards these procedures do form part of the overall annual benefit limitation.
$500 annual limit per person.
2 month waiting period may apply.
Covers dental items listed by the Australian Dental Association (ADA) up to a set benefit.
Includes:
Periodontics
Extractions
Oral Surgery
Set benefits are payable for individual dental services and may not attract the full dental annual limit.
$500 annual limit per person.
12 month waiting period may apply.
Includes:
Periodontics
Extractions
Oral Surgery
Set benefits are payable for individual dental services and may not attract the full dental annual limit.
$500 annual limit per person.
12 month waiting period may apply.
Per Service – $18
Natural Therapies include Acupuncture, Chinese Herbal Medicine, Myotherapy, Remedial Massage, and Exercise Physiology.
Benefits are not payable on any prescribed medications, herbal or dietary preparations, or weight reduction programs.
$200 annual limit per person ($400 per family).
2 month waiting period may apply.
Natural Therapies include Acupuncture, Chinese Herbal Medicine, Myotherapy, Remedial Massage, and Exercise Physiology.
Benefits are not payable on any prescribed medications, herbal or dietary preparations, or weight reduction programs.
$200 annual limit per person ($400 per family).
2 month waiting period may apply.
Per Prescription – up to $50
Navy Health pays the difference between the cost of the prescription and set cost of the Pharmaceutical Benefit Scheme (PBS), up to the maximum per prescription.
$200 annual limit per person.
2 month waiting period may apply.
Navy Health pays the difference between the cost of the prescription and set cost of the Pharmaceutical Benefit Scheme (PBS), up to the maximum per prescription.
$200 annual limit per person.
2 month waiting period may apply.
100% of the fee up to the annual limit.
Includes:
Single Vision lens and frame
Bifocal / Multifocal lens and frame
Contact Lenses
Optical benefit is only payable where the lens includes a form of sight correction. A prescription must accompany all claims for benefits. Benefits are not available for lens coatings and features such as anti-reflection or scratch resistant coatings.
$170 annual limit per person.
6 month waiting period may apply.
Includes:
Single Vision lens and frame
Bifocal / Multifocal lens and frame
Contact Lenses
Optical benefit is only payable where the lens includes a form of sight correction. A prescription must accompany all claims for benefits. Benefits are not available for lens coatings and features such as anti-reflection or scratch resistant coatings.
$170 annual limit per person.
6 month waiting period may apply.
Initial Consultation – $37
Subsequent Consultation – $27
Group Session – $10
$300 annual limit per person.
2 month waiting period may apply.
Subsequent Consultation – $27
Group Session – $10
$300 annual limit per person.
2 month waiting period may apply.
- Excluded Services
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
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Get a quote or if you still need help selecting the best cover to suit your needs, contact our experienced team for support.
