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Policy discounts

Defence Discounts

As an acknowledgement of your commitment and sacrifice, we offer a 10% discount* to Veteran Cardholders, ADF Active Reservists, and the family of full-time serving ADF members.  The discount can be applied regardless of the level of cover you hold.

Veteran Cardholders

To qualify for the 10% Veteran Card discount:

  • The Veteran Cardholder must be covered on the policy.
  • This discount is available to both White and Gold Cardholders.

To have this discount applied, please send a copy of the Veteran White or Gold card to DVACardHolder@navyhealth.com.au.

ADF Active Reservists

To qualify for the 10% Active Reservist discount:

  • The Active Reservist must be covered on the policy.
  • Premiums must be paid via direct debits. Monthly, quarterly, six-monthly, and annual payment frequencies are available with this discount.

To have this discount applied, please send through proof of your current SERCAT status (must be SERCAT 3 or above) to query@navyhealth.com.au.

Current Full-Time Serving ADF Members

To qualify for the 10% Serving Member discount:

  • You must be a spouse, partner or underage dependant of a current full-time serving ADF member.
  • Premiums must be paid via direct debits. Fortnightly, monthly, quarterly, six-monthly, and annual payment frequencies are available with this discount.

To have this discount applied, please send a copy of the serving member’s ADF ID card or a screenshot of their PMKeyS to query@navyhealth.com.au.

Defence Bank discount

Do you hold an account with Defence Bank?  If so, you may be eligible for a 5% discount* on your Navy Health policy.  To be eligible for this discount:

  • Your name must be listed on the Defence Bank account.
  • You must hold both hospital and extras cover with Navy Health.
  • Premiums must be paid via direct debits from your Defence Bank account. Fortnightly, monthly, quarterly, six-monthly, and annual payment frequencies are available with this discount.

If you are eligible based on the above criteria, please contact us on 1300 306 289 to discuss.

Payment frequency discounts

Payment frequency discounts* are available to members who choose to pay via direct debit.  Navy Health offers a 2% discount for 6 monthly and 4% for 12 monthly direct debit payments.  Please call us on 1300 306 289 to see if you are eligible for a payment frequency discount on your policy.

* Discounts cannot be backdated and will be applied from the date we receive the requested information. Only one discount can be applied per policy. Discounts are not available on corporate covers.

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