✓ 6 weeks free cover*
✓ 2 & 6 month waits waived on Extras
Use promo code: AUGOCT25
*This promotion is only available to new members joining Navy Health. For full terms and conditions click here.
✓ 6 weeks free cover*
✓ 2 & 6 month waits waived on Extras
Use promo code: AUGOCT25
*This promotion is only available to new members joining Navy Health. For full terms and conditions click here.
and ex-serving ADF members, their families and
those working for companies that supply our Defence forces.
Private health cover for everyone connected
to Defence
Private health cover for everyone connected to Defence
Private health cover for everyone connected to Defence

GET MORE FROM YOUR HEALTH COVER, SOONER
Join with Hospital and Extras Cover before 31 August 2025 and we’ll waive your 2 and 6 month waiting periods on Extras!*
Use promo code: SKIP2&6
*Conditions apply. This promotion is only available to new members joining Navy Health. For full terms and conditions, click here.
Confirm your eligibility to join Navy Health
Navy, Army or Air Force
Defence Employees
Defence Industry
Defence Families
Confirm your eligibility
We provide great value private health insurance cover to serving or ex-serving Australian Defence Force (ADF) members, their families, and even their grandchildren! Our cover also extends to all the Australians working at a company that supplies goods or services to the ADF.
In short, if you have a connection to Defence – uniformed or not – there’s a good chance you can join us for a better deal on your health insurance.
Navy, Army or Air Force
Defence Employees
Defence Industry
Defence Families
Why join Navy Health?
Our real strength comes from our size. It’s easy to get lost as a member of a health fund that looks after hundreds of thousands of people. Because we’re smaller, we’re more nimble and more personalised. We can pay closer attention to our members in the way they want.
Whether that’s looking after their private health insurance with minimal involvement or caring for a member’s changing situation throughout their life, our local team of experts take the stress out of dealing with health insurance.
Navy Health is proud to be a part of Members Health Fund Alliance, an alliance of not-for-profit health funds who put the health of their members before profits. As a not-for-profit health insurance fund, our profits don’t end up with shareholders. Rather, we use them to benefit our members by minimising premium increases and offering great value products and services.
To learn more, click here.
WHY JOIN
NAVY HEALTH?

Members before profits

Customer satisfaction

Highly trusted

Mobile app
* Based on Navy Health’s CSAT surveys conducted from 1 January 2025 to 30 June 2025.
^ Based on Navy Health’s Trust Survey conducted in 2022.

Navy Health is
proud to be part
of Members Health Fund Alliance
- More benefits back to policyholders
- Higher policyholder satisfaction and trust
- Competitive health insurance premiums
- Customer retention and growth
WHAT OUR
MEMBERS SAY
Do you need Hospital cover or Extras cover?
Hospital Cover
Extras Cover
Enhanced employee retention and engagement with a corporate health insurance program
- Dedicated Account Manager and onboarding team
- Wellness programs and on-site health visits
- Discounted private health cover for your staff
Enhanced employee retention and engagement with a corporate health insurance program
- Dedicated Account Manager and onboarding team
- Wellness programs and on-site health visits
- Discounted private health cover for your staff
COMMUNITY & NEWS

A New Look Backed By The Same Dedication To Defence
While Navy Health’s brand gets a new look, our dedication to supporting the Defence community remains the same.

Navy Health’s COFFEE4HEROES Giveaway & Q&A with Wounded Heroes
Navy Health has partnered with Wounded Heroes, giving away 40 1kg bags of Navy Health Coffee – a special edition of COFFEE4HEROES.

Environmental Factors and Your Health: Understanding the Impact on Wellbeing
Understanding the connections between the environment and our health can help us make informed choices to protect both our personal wellbeing and the world around us.