There’s no need to Rush. Navy Health’s benefits reset at the end of each financial year (1st July to 30th June), and we allow two years from the date of service to submit your claims. View our holiday hours

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Private Health Insurance

Understand eligibility, the Medicare Levy Surcharge, the Private Health Insurance Rebate, Lifetime Health Cover and every other in and out of health insurance.

How Medicare works

Medicare is Australia’s national public health scheme which covers medical services, public hospitals, and medicines. Medicare is available to Australian...

How Private Health Insurance works

Many Australians have private health insurance cover. There are two kinds of cover: • Hospital Cover for some (or all)...

Covering the Gap

Navy Health Access Gap Cover Scheme Going to Hospital can be a stressful time, so the last thing you or...

Private Health Insurance Rebate

The private health insurance rebate makes having health cover more accessible and affordable. It is a financial contribution provided by...

Lifetime Health Cover

Lifetime Health Cover (LHC) is a Government initiative designed to encourage people to take out hospital insurance earlier in life...

Medicare Levy Surcharge

The Medicare Levy Surcharge (MLS) is a fee placed on Australian taxpayers who do not have an appropriate level of...

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