At Navy Health, we understand that it may be necessary for you to suspend your health cover from time to...
What is a waiting period? A waiting period is an initial period of your health insurance membership whereby no benefit...
What constitutes a pre-existing condition? A pre-existing condition is where signs or symptoms of an ailment, illness or condition, in...
What is an excess? Where a policy has an excess, the excess applies to the cost of in-patient hospitalisation in...
Important Information to know It is important that as a member of Navy Health you read and retain all the...
Medically Prescribed Appliance (MPA) Medically Prescribed Appliance claims must be accompanied by a referral from a registered practitioner. This must...
How do I change my level of cover? As an existing Member, you can change your level of cover by...
Medical Devices and Human Tissue Product appliances or devices surgically implanted during a hospital stay are subject to two benefit...
Limited benefits are available when Podiatric Surgery is performed in a contracted hospital by an Australian Government Accredited Podiatrist. For...
Your extras policy will only cover pharmacy items that meet the following criteria: • Not supplied or already covered under...
Medicare does not cover Ambulance cover and different states have different arrangements. Navy Health includes comprehensive ambulance cover on all...
Please complete this form if you are applying for a refund of the excess that you have already paid for...