Welcome to Navy Health
We have partnered with Prohelion to provide you with a tailored Navy Health offer.
Navy Health is a restricted private health fund that you and your family are now eligible to join.
Join Navy Health now
Enjoy an Exclusive Discount
Sign up for a Navy Health Hospital and/or Extras policy to be eligible for:
5% Discount on Combined Cover*
Skip 2&6 month waits on Extras*
Enjoy 4 weeks free*
Simply use the promo code NAVYCORP5 when joining on an eligible cover.
Join on a combined Hospital and Extras policy to be eligible for the exclusive Defence Contractor discount.*
If you’re an existing member and are unsure if the discount has been applied to your policy, don’t hesitate to contact us.
Why Navy Health?
As part of the Defence Industry, we are here to serve you. We are a not-for-profit health insurer and a Members Health Alliance Fund meaning that our members are at the heart of everything we do.
Our real strength comes from our size. It’s easy to get lost as a Member of a health fund that looks after hundreds of thousands of people. Because we’re smaller, we’re more nimble and personalised. We can pay closer attention to our Members in the way they want.
Navy Health Benefits:
Lifetime eligibility
No matter what your future holds, you will always be eligible to join Navy Health thanks to your Prohelion connection. This means that even if you are no longer an employee of Prohelion you can continue your cover with Navy Health.
Extended family eligibility
Through your employment with Prohelion your extended family is also eligible join Navy Health and take out their own policy.
Comprehensive Full Ambulance cover
All Navy Health policies provide the same level of comprehensive ambulance cover. You will be covered Australia wide for air, sea or land services provided by a state/territory registered ambulance service. Private ambulance or patient transport services, such as Flying Doctor Services or Care Flight, are not covered.
Navy Health App
The Navy Health mobile app enables you to access your information, submit claims in a matter of seconds, check your benefits and limits on the go, and much more.
Optical Providers
Navy Health has arranged exclusive discounts for Members who purchase their glasses or contact lenses from any of our preferred providers.
Instant Claims with HICAPS
Experience hassle-free claiming by swiping your Navy Health Membership card at an Extras provider with a HICAPS machine for on-the-spot claiming and efficient reimbursement.
Do you need Hospital cover or Extras cover?
Private Health Insurance comes in two forms: Hospital Cover, for when you need to be admitted into hospital, and Extras Cover, for your everyday health care services to maintain your health and wellbeing such as dental, optical, chiropractic and physiotherapy.
Navy Health’s Hospital cover allows you to receive treatment as a private patient in a private hospital, avoiding lengthy public health system wait lists, and the option to choose your own specialist. You can choose from three levels of cover: Gold, Silver+ and Bronze+.
Extras cover allows you to claim back some of the costs of health care services and treatments such as Dental and Optical, that are not covered by Medicare, reducing your out-of-pocket expenses. View and compare our three levels of cover.
Extras cover allows you to claim back some of the costs of health care services and treatments, such as Dental and Optical, that are not covered by Medicare, reducing your out-of-pocket expenses. View and compare our three levels of cover.
Government Initiatives
The Australian Government has put in place a number of initiatives to incentivise you to sign up to Health Insurance. These initiatives help ease pressure on the public hospital system and make private health insurance more affordable.
LHC
Is an accrued loading that is applied on your premium if you take out hospital cover later than 1 July following your 31st birthday.
Switching from another fund?
Switching to Navy Health is easier than you think, we will take care of the process for you! We’ll cancel your previous cover, waive waiting periods for services already covered, and even assist you in organising a refund from your previous fund, if needed. All you will need to worry about is choosing the right cover for you and your family.
What our members say
5% Discount on Combined Cover*
Discount only available on Combined Cover (hospital and extras). Not valid with any other offer.
2&6 month waits waived!*
Your 2 & 6 month waiting periods will be waived on your Extras cover when you take out a combined Hospital & Extras cover with Navy Health.
Receive 4 weeks free!*
Receive 4 weeks free applied after your third month when you sign up with Navy Health.
*For full terms and conditions, go to navyhealth.com.au/defence-contractors-promotion-terms-and-conditions/
Book a chat
If you would like to chat more about our corporate health cover options, we would love to hear from you.
Simply complete the form below with your enquiry and our Corporate Relationship Partner will be in touch as soon as possible.
Community and News
Community and News
At Navy Health, we are proud to be able to support the Australian Defence community and provide our members with high quality products and service. Explore our blog to find out more about our Defence sponsorships and events program, general information on private health insurance, advice when transitioning out of Defence, and general wellbeing tips and tricks.
Navy Health Capital Position
The Australian Prudential Regulation Authority (APRA) requires insurers to hold a certain level of capital so that the community can have confidence that insurers will
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