Compare Hospital
Cover Options
with Navy Health
Here’s a side-by-side Hospital cover comparison so you can see what’s included at each level and select the best cover for you.
Compare Hospital Cover Options with Navy Health
Here’s a side-by-side Hospital cover comparison so you can see what’s included at each level and select the best cover for you.
Compare Hospital
Covers
Compare Hospital Covers
Whether you’re looking for the highest level of cover for peace of mind, or more basic Hospital cover for tax purposes, this comparison will help you compare Hospital cover options at Navy Health and choose the one that’s right for you.
We know you don’t want to spend hours comparing, that’s why we’ve done the work for you, so you can get on with living!
What’s covered under each Hospital cover
What’s covered under
each Hospital Cover
The below table shows whether or not each product includes a particular service. For a complete version of the comparison table, view the Desktop version of this page.
Benefit
Product Inclusions
Ambulance cover
Assisted reproductive services
Back, neck, spine
Blood
Bone, joint, muscle
Brain and nervous system
Breast surgery
Cataracts
Chemo, radiotherapy, immunotherapy for cancer
Dental surgery
Diabetes management
Dialysis for chronic kidney failure
Digestive system
Ear, nose, throat
Eye (not cataracts)
Gastrointestinal endoscopy
Gynaecology
Heart and vascular system
Hernia and appendix
Hospital psychiatric services
Implantation of hearing devices
Insulin pumps
Joint reconstructions
Joint replacements
Kidney & Bladder
Lung and chest
Male reproductive system
Miscarriage and termination of pregnancy
Pain management
Pain management with device
Palliative care
Plastic and reconstructive surgery
Podiatric surgery
Pregnancy and birth
Rehabilitation
Services not covered by Medicare
Skin
Sleep studies
Tonsils, adenoids, grommets
Weight loss surgery
For waiting periods and annual limits, please see our downloadable product sheets found below.
Additional Service. Services usually only included in a higher level of cover that have been added to provide you with additional value.
Included Service. Services included in the product.
R
Restricted Service. For services that are listed as restricted, you can only be treated as a private patient in a public hospital.
Excluded Service. Services not included in the product.
Do you know which cover is right for you?
If you still need help selecting the best cover to suit your needs, contact our experienced team for support.
Important Information
Important Information
The information shown above in our Hospital cover comparison table is a general summary only and does not take into account your specific circumstances.
Please also download the product statements for a full overview of our Hospital products including Premium Gold, Core Silver+, Saver Bronze+, and Saver Bronze+ Hospital & Extras 65 covers.
Pair with one of our Extras products for combined cover
Extras covers you for everyday health care services that aren’t covered by Medicare such as Physio, Dental, and Optical, to help you take better care of your health. As a bonus, all of our Extras products come with ambulance cover included.
Pair with one of our Extras products for combined cover
Extras covers you for everyday health care services that aren’t covered by Medicare such as Physio, Dental, and Optical, to help you take better care of your health. As a bonus, all of our Extras products come with ambulance cover included.
Budget Extras
Our most affordable level of Extras cover which provides lower annual limits on popular medical services such as Optical, Dental, Physio, and Chiro. Benefits include:
✓ Chiropractic and Osteopathy ($300 annual limit)*
✓ General, Periodontics and Extractions ($500 annual limit)*
✓ Natural Therapies ($200 annual limit)*
✓ Optical ($170 annual limit)*
✓ Physiotherapy ($300 annual limit)*
And more..
Healthy Living Extras
Navy Health’s most popular level of Extras cover which offers great value and annual benefits on all our Extras services (excluding school accidents). This product includes:
✓ CPAP Devices ($600 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($1,500 annual limit)*
✓ Orthodontic ($2,000 limit over 3-year period)*
✓ Podiatry and Chiropody ($300 annual limit)*
And more..
Premium Extras
Our most comprehensive level of Extras cover offering you and your family the best benefits and highest annual limits, with no exclusions on any of our available services. Benefits include all service categories found in our Healthy Living Extras product with higher annual limits, such as:
✓ CPAP Devices ($1,000 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($2,000 annual limit)*
✓ Orthodontic ($2,500 limit over 3-year period)*
✓ Podiatry and Chiropody ($500 annual limit)*
And more..
View product >
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*Please note: Set benefits, sub limits, and waiting periods may apply.
Budget Extras
Our most affordable level of Extras cover which provides lower annual limits on popular medical services such as Optical, Dental, Physio, and Chiro. Benefits include:
✓ Chiropractic and Osteopathy ($300 annual limit)*
✓ General, Periodontics and Extractions ($500 annual limit)*
✓ Natural Therapies ($200 annual limit)*
✓ Optical ($170 annual limit)*
✓ Physiotherapy ($300 annual limit)*
And more..
Healthy Living Extras
Navy Health’s most popular level of cover of Extras cover which offers great value and annual benefits on all our Extras services (excluding school accidents). This product includes:
✓ CPAP Devices ($600 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($1,500 annual limit)*
✓ Orthodontic ($2,000 limit over 3-year period)*
✓ Podiatry and Chiropody ($300 annual limit)*
And more..
Premium Extras
Our most comprehensive level of Extras cover offering you and your family the best benefits and highest annual limits, with no exclusions on any of our available services. Benefits include all service categories found in our Healthy Living Extras product with higher annual limits, such as:
✓ CPAP Devices ($1,000 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($2,000 annual limit)*
✓ Orthodontic ($2,500 limit over 3-year period)*
✓ Podiatry and Chiropody ($500 annual limit)*
And more..
View product >
View product >
View product >
Budget Extras
Our most affordable level of Extras cover which provides lower annual limits on popular medical services such as Optical, Dental, Physio, and Chiro. Benefits include:
✓ Chiropractic and Osteopathy ($300 annual limit)*
✓ General, Periodontics and Extractions ($500 annual limit)*
✓ Natural Therapies ($200 annual limit)*
✓ Optical ($170 annual limit)*
✓ Physiotherapy ($300 annual limit)*
And more..
View product >
Healthy Living Extras
Navy Health’s most popular level of Extras cover which offers great value and annual benefits on all our Extras services (excluding school accidents). This product includes:
✓ CPAP Devices ($600 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($1,500 annual limit)*
✓ Orthodontic ($2,000 limit over 3-year period)*
✓ Podiatry and Chiropody ($300 annual limit)*
And more..
View product >
Premium Extras
Our most comprehensive level of Extras cover offering you and your family the best benefits and highest annual limits, with no exclusions on any of our available services. Benefits include all service categories found in our Healthy Living Extras product with higher annual limits, such as:
✓ CPAP Devices ($1,000 annual limit)*
✓ Unlimited General Dental*
✓ Major Dental ($2,000 annual limit)*
✓ Orthodontic ($2,500 limit over 3-year period)*
✓ Podiatry and Chiropody ($500 annual limit)*
And more..
View product >
*Please note: Set benefits, sub limits, and waiting periods may apply
Looking for the right Extras cover for you? Compare the benefits and annual limits included in each of our Extras products.
