February – March Offer Terms and Condition
Get 6 weeks free cover with 2 and 6 month waiting periods^ waived when you join with a combined Hospital and Extras cover before 31 March 2024.*
*10% eligible Defence and DVA discount may be activated after the 6-week free offer applied, 6 months from start date of policy.
^2 and 6 month waiting periods on Extras cover will be waived for general dental, optical, eye therapy, occupational therapy, physiotherapy, chiropractic, osteopathy, podiatry, chiropody, dietitian, non-PBS pharmacy, natural therapies, psychology, speech therapy, medically prescribed appliances (MPAs), orthotics, orthopaedic appliances, audiology, home nursing, school accidents and ambulance services.
• This offer is only valid for new members who join with a Hospital and Extras combined policy. In addition, eligible applications must be received between 14th February 2024 and 31st March 2024 inclusive.
• Must use promotional code FEBMAR24 to redeem the offer. The offer is available when joining online via navyhealth.com.au or phone 1300 306 289, and not through an aggregator.
• This offer applies only on combined policy of Hospital and Extras in the first year of membership only, maintained for 6 months of continuous (financial) cover and pay by direct debit.
• Past members re-joining Navy Health are eligible for this offer for the first year only if they have not held a membership with Navy Health in the last twelve months and cannot use this offer in conjunction with any other discounts in the first year.
• This offer is subject to all statutory limitations on discounts to premiums and is invalid if total discount exceeds such limitations.
• This offer excludes Hospital only or Extras only policies.
• This offer excludes Young Adult Membership policies.
• Not transferable or redeemable for cash.
• Does not include gift cards or promotional vouchers.
• This offer does not include Corporate Gold and Public Hospital products.
• Navy Health reserves the right to end, change or extend this offer at any time.
• Waiting periods, pre-existing conditions, annual limits, fund and policy rules may apply to Hospital and/or Extras cover. If switching funds, any amount of your annual limits used while you were with your previous fund may be deducted.
• This offer excludes eligible corporate membership policies for Defence contractors that currently receive an ongoing discount including corporate funded or self-funded members.
• The 6-week free offer cannot be applied in conjunction with any 10% Defence and DVA discounts (Veteran White and Gold Cardholders, serving ADF members and ADF Active Reservists SERCAT 3-5). The 10% Defence or DVA Discount can be added after the 6-week free period is applied with no discount applied for the first 6 months of the policy.
• 10% Defence and DVA discount holders (Veteran White and Gold Cardholders, serving ADF members and ADF Active Reservists SERCAT 3-5) may opt to waive the 6-week free period to apply the 10% Defence or DVA discount at the time of joining and apply to waive the 2 and 6 month waiting periods on ancillary cover (may be waived for all persons on the policy).
• The 6-week free offer cannot be applied in conjunction with any 5% Defence Bank discount groups. The 5% Defence Bank discount can be added after the 6-week free offer is applied with no discount applied for the first 6 months of the policy.
• Defence Bank members may opt to waive the 6-week free offer to apply the 5% discount at the time of joining and apply to waive the 2 and 6 month waiting periods on ancillary cover (may be waived for all persons on the policy).