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Life Insurance

Ezicover is Zurich’s range of “do it yourself” online life insurance products. It’s a quick & simple way to help provide financial security for you and your family.

With a comprehensive range of insurance solutions, there’s an Ezicover option that could be right for you.  Depending on the level of cover selected, the choice you make today could help secure your family’s future financial wellbeing.

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today

 Serving members and members who have received notice of deployment may not be eligible for cover.  If you think this may apply to you, please call Zurich on 1800 394 268 before applying for cover.

Ezicover Life Insurance

Cover is available for Australian residents aged between 19 and 69. You can choose cover up to $1,500,000 (depending on your age)#. Benefits are payable in the event of your death or terminal illness where your life expectancy is less than 12 months.

The Benefits

Free cover for the first month
10% discount for second life where two applications are submitted and two policies issued at the same time**
Simple and easy application process – online or phone
Up to $1,500,000 cover available (depending on age)#
Increase your death benefit by up to $100,000 in any one year without reassessment in the event of certain life changes*
$15,000 advance payment while your death claim is settled
24 hour worldwide cover
30 day cooling off period

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today

+ This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Life Insurance Product Disclosure Statement for full details.

# Cover available up to $1,500,000 for persons aged 19-45, up to $1,000,000 for persons aged 46-54, up to $750,000 for persons aged 55-59 and up to $500,000 for persons aged 60-69.

** Available for Ezicover Life Insurance only where you and another person apply for two policies at the same time and both policies are accepted.

* Death benefit can be increased by up to $100,000 in any one year until the policy anniversary after your 54th birthday without our reassessment of your personal circumstances, following marriage, divorce, becoming a parent, becoming a full-time carer or becoming a widow or widower.

Ezicover Accidental Death

Cover is available for Australian residents aged between 19 and 70. You can choose cover between $50,000 and $500,000. Benefits are payable in the event of your accidental death.

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

The Benefits+

Free cover for the first month
Premiums do not increase as you get older
Medical not required
World wide cover, 24/7

30 day cooling off period

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

+ This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Accidental Death Product Disclosure Statement

Ezicover Income Protection

If you’re between 19 and 60 Ezicover Income Protection can provide a monthly benefit up to $12,000, for up to 5 years, if you are unable to work in any occupation due to sickness or injury.

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

The benefits

Free cover for the first month

Monthly payments of 75% of pre-disability income, up to $12,000 per month, paid for up to 5 year

Cover with specified terms available for homemakers or people with employment or health restrictions

Lump sum payout for Heart attack, Cancer or Stroke (as specifically defined in the PDS) with no waiting period

$500 Return-to-work benefit, to help with extra expenses when claim ends

Insurance premiums are waived while a monthly benefit is being paid

Reducing income feature, allows the level of cover and premium payments to be temporarily reduced during period of financial hardship or special circumstances
Premium holiday feature, allows the cover to be put on hold
World wide cover, 24/7

30 day cooling off period

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

+ This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Income Protection Product Disclosure Statement for full details.

EziCover Funeral Advantage

If you’re between 35 and 70 years old Ezicover Funeral Advantage can provide cover between $5,000 and $15,000 to cover the cost of your funeral bill or other unexpected expenses.

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online  

For more information about the range of Ezicover products please call Zurich on 1800 394 268 between 8.30am and 5.00pm EST, Monday to Friday.

Free cover for the first month

Once the premium paid matches the sum insured you stop paying premiums altogether

Premiums don’t increase as you get older

Guaranteed acceptance for Australian residents aged 35 to 70 years, without the need for a me

Choose your level of cover (between $5,000 and $15,000 in multiples of $1,000)

Fast access to benefit

Immediate cover for accidental death^^

30 day cooling off period

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

+ This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Funeral Advantage Product Disclosure Statement for full details.

^^Cover is provided for Accidental Death in the first 12 months from the commencement of cover, or the latest reinstatement of cover. After that, cover is provided for death by any cause. ‘Accidental Death’ means death as a result of sustaining bodily injury caused by accidental, violent, external and visible means where death occurs within three calendar months of the injury being sustained

A Product Disclosure Statement (PDS) for the above products is available by going to the Ezicover website. You should read and consider the PDS before deciding whether to acquire any product mentioned here.

Important Information

The Ezicover insurance products described on this website are issued by Zurich Australia Limited (Zurich), ABN 92 000 010 195, AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. This information is prepared by Zurich and is of a general nature only. It does not take into account your objectives, financial situation or needs. You should consider these factors, the appropriateness of the information and the relevant Product Disclosure Statement (PDS) before making a decision. The information is a summary only and there are relevant conditions and exclusions that are explained in the PDS. The Ezicover insurance products are only available to Australian residents.

Navy Health is not licensed to provide advice on life insurance, and so cannot recommend, endorse or advise you about this insurance. It can only refer you to Zurich or a financial planner. If you buy and Ezicover policy Meridian Wealth Management will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. Navy Health receives a marketing allowance of 12% from Meridian Wealth Management Pty Ltd.

 

 

 

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