Need more
information?

Why not contact us?

P: 1300 306 289

F: (03) 9899 4234

Email >

Loading

Healthy Living Extras

Navy Health’s most popular level of general treatment cover gets you money back on the services you use most.

Healthy Living Extras product can be taken independently or combined with any of the hospital products for the complete Health Cover. For extras cover, the benefit year is 1 July to 30 June.

      Annual Limit
per person
Sub-Limit
per person
Waiting Period
(months)
Dental
Covers all items listed by the ADA up to a set rebate.        
General Dental

011 Comprehensive Oral Exam

014 Consultation

111 Removal of Plaque

114 Removal of Calculus

Includes restorations/fillings & Occlusal Therapy.

$42

$40

$37

$68

 

unlimited   2
Major Dental

Periodontics

Extractions / Oral Surgery

Endodontics

Crowns / Bridgework

Dentures / Implants*

* For dentures a rolling 3 year minimum replacement period applies from first date of service.

Set benefits are payable for individual dental services and may not attract the full major dental annual sub-limit.

 

  $1,500

$700

$700

$700

$700

$700

 

 

 

12
Orthodontic
Maximum of $2,000 per course of treatment. One service of ADA code 881 per rolling 3 year period.  

$2,000;

70% of provider fee;

1 course of treatment per 3 years.

  12
Optical

100% of the fee up to the annual limit

Single Vision lens + frame

Bifocal / Multifocal lens + frame

Contact Lenses

Optical benefit is only payable where the lens includes a form of sight correction. A prescription must accompany all claims for benefits.

  $260

 

6
Eye Therapy

Initial Consultation

Subsequent Consultation

$60

$35

$300   2
Laser Eye Surgery
The two year period applies to any rolling calendar year period from the first date of service.   $1,200   12
Occupational Therapy

Initial Consultation

Subsequent Consultation

$45

$33

$400   2
Physiotherapy

Initial Consultation

Subsequent Consultation

Group Session

Ante/Post Natal Classes

$55

$42

$15

 

$600

 

 

 

$60

2

Chiropractic

Osteopathy

Initial Consultation

Subsequent Consultation

Chiropractic X-rays (1 per person)

Initial Consultation

Subsequent Consultation

$48

$35

$60

$48

$35

$550
($1100 per family)
  2

Podiatry

Chiropody

Initial Consultation

Subsequent Consultation

Impression Cast

Podiatry Surgery (Conditions apply)

$45

$35

$40

$120

$300   2
Dietitian

Initial Consultation

Subsequent Consultation

This is a consultation benefit only and does not cover any prescribed medications, herbal or dietary preparations or organised weight reduction programs.

$60

$40

 

$300   2
Non-PBS Pharmacy

Per Prescription

Navy Health pays the difference between cost of the prescription and set cost of the PBS, up to the benefit maximum per prescription. The patient pays the cost up to the PBS. Benefits are only payable for legal prescriptions or vaccinations filled by a pharmacist operating in a private practice. Benefits are not payable for medicines prescribed under the PBS.

$120 $500   2
Natural Therapies
Per Service (conditions apply) $32 $320
($640 per family)
  2
Psychology

Initial Consultation

Subsequent Consultation

Group Therapy

Hypnotherapy is payable if the provider is a fully registered member of the Psychology Board in their State / Territory or if they are a clinical member of an approved association.

$90

$70

$35

 

$400   2
Speech Therapy

Initial Consultation

Subsequent Consultation

$90

$40

$300   2
MPAs
85% of the fee up to annual limit. More information is available in the brochure.   $400   6
CPAP Devices Includes repairs to CPAP device. Three year replacement period applies for new CPAP devices.   $600   12
Orthotics

Orthopaedic

85% of the fee up to annual limit

Orthopaedic footwear must be for a medically prescribed purpose and constructed for the individual member, by a specialist orthopaedic footwear manufacturer. Includes repairs to Orthotics.

  $200   2
Hearing Aids
Supply of hearing aids is limited to one supply (either single or two aids) every three years. The maximum three year limit applies to any three (rolling calendar) year period from the first date of service. Repairs on Hearing Aids.   $900

 $150

12
Audiology

Initial Consultation

Subsequent Consultation

$60

$40

$300   2
Home Nursing
Per service $60 $1,000   2
Ambulance
100% of the cost of ambulance services within Australia provided that the service is from a State/Territory registered ambulance service and deemed medically necessary.   unlimited   2

Find an extras provider

To find your nearest ancillary provider please go to the Provider Search

When considering this product please refer to the Extras Services tables in the Product Brochure for full terms and conditions relating to benefits, limits and claims.

Please ensure that when you are accepted as a member of Navy Health that you read and retain all information sent to you regarding your membership.

Benefits are applicable as at 1 March 2015.

Member Login

Register | Forgot Password