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Basic Extras

Navy Health’s uncomplicated option for general treatment cover. Basic Extras offers rebates on all of the popular services such as Optical, Dental, Physio and Chiro.

Basic Extras can be taken as a stand alone product or combined with any of the hospital products for the complete health cover package. For extras cover, the benefit year is 1 July to 30 June.

 

      Annual
Limit
(per person)
Sub-Limit
(per person)

Waiting
Period
(months)

Dental
Covers all dental items listed by the Australian Dental Association (ADA) up to a set rebate   $500    
General Dental
011 Comprehensive Oral Exam

014 Consultation

111 Removal of Plaque

114 Removal of Calculus

Includes restorations/fillings and Occlusal Therapy.
General dental services are not subject to an individual category maximum, however, benefits paid towards these procedures do form part of the overall annual benefit limitation.

$31

$31

$29

$50

   

 2

Major Dental
Periodontics

Extractions / Oral Surgery

Set benefits are payable for individual dental services and may not attract the full major dental annual sub-limit.

     

 12

Physiotherapy
Initial Consultation

Subsequent Consultation

Group Session

$37

$27

$10

 $300  

 2

Optical

100% of the fee up to the annual limit

Single vision lens + frame

Bifocal / Multifocal lens + frame

Contact lenses

Optical benefit is only payable where the lends includes a form of sight correction. A prescription must accompany all claims for benefits

Benefits are not available for lens coatings and features such as anti-reflection or scratch resistant coatings

   $170  

 6

Natural Therapies
Per service

Natural therapies include Acupuncture, Aromatherapy, Chinese Herbal Medicine, Homeopathy, Myotherapy, Naturopathy, Remedial Massage/Therapy, Western Herbal Therapy.Benefits are not payable on any prescribed medications, herbal or dietary preparations, or weight reduction programs.

$18  $200
($400
per family)
 

 2

Chiropractic
Osteopathy
Initial Consultation

Subsequent Consultation

$30

$22

$300
($600
per family)
 

 2

Non-PBS Pharmacy
Per prescription

Navy Health pays the difference between cost of the prescription and set cost of the PBS, up to the benefit maximum per prescription.

The patient pays the cost up to the PBS.

Benefits are only payable for legal prescriptions or vaccinations filled by a pharmacist operating in a private practice.

Benefits are not payable for medicines prescribed under the PBS.

$50 $200  

 2

Ambulance
100% of the cost of ambulance services within Australia provided that the service is from a State/Territory registered ambulance service and deemed medically necessary.   unlimited  

 2

 

Find an extras provider

To find your nearest ancillary provider please go to the Provider Search

When considering this product please refer to the Extras Services tables in the Product Brochure for full terms and conditions relating to benefits, limits and claims.

Please ensure that when you are accepted as a member of Navy Health that you read and retain all information sent to you regarding your membership.

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